津贴的特点是什么？
借款人提前归还委托贷款本息，应至少提前（）日向委托人提出正式申请。 ["5","10","15","30"]
当安装硬件驱动程序后，无法正常启动Windows Server 2003，使用（）解决方式最有效。 ["ASR恢复","启动时按F8键，然后选择【最后一次正确的配置】","卸载硬件，然后更换硬件","重装操作系统"]
A person has fallen overboard and is being picked up with a lifeboat. If the person appears in danger of drowning，the lifeboat should make（）. ["an approach from leeward","an approach from windward","the most direct approach","an approach across the wind"]
奖金的特点是什么？
导游小胡接待了一个来自北京的旅游团，在游览期间，部分游客因对接待质量不满，要求退团，问小胡应该怎么做？若游客仍坚持要在途中退团，导游员要按哪些规范操作？
