下列核算体现会计谨慎性原则的是（）。 ["计提债券的应收利息","计提固定资产的折旧费","计提贷款损失准备金","计提各项贷款的应收利息"]
压力容器操作人员应严格遵守安全操作规程和有关的安全规章制度，做到（）。 ["平稳操作","严禁超温、超压运行","经济运行"]
A developer is designing the presentation tier for a web application that relies on a complex session bean.The session bean is still being developed and the APIs for it are NOT finalized. Any changes to the sessionbean API directly impacts the development of the presentation tier. Which design pattern provides a meansto manage the uncertainty in the API？（） ["View Helper","Front Controller","Composite View","Intercepting Filter","Business Delegate"]
石棉水泥抹面保护层未硬化前应有防雨雪措施。当环境温度低于（）℃，应有冬季施工方案，采取防寒措施。 ["0","1","4","5"]
对党员的纪律处分种类有（）。 ["警告和严重警告","撤销党内职务","留党察看","开除党籍"]
有效变更管理可以产生哪些效益？
